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RepayTech ZAVO to reward Users with Cashbacks for Timely EMI payment

zavo, India’s first RepayTech platform that rewards users for their timely EMI and credit card bill repayments, has launched a first-of-its-kind cashback and rewarding feature for its prime users.

zavo’s EMI Discounting feature offers a 10% discount on the interest portion of loan EMIs, credited back as cashback, transforming a financial obligation into a rewarding experience.

Within just 72 hours of its launch, over 5,000 users have already subscribed to
zavoPrime, signaling a strong demand for smarter, more beneficial loan repayment
options.

With EMI Discounting, zavo is reshaping the loan repayment landscape, which has long been dominated by rigid auto-debit systems.

Rather than simply penalizing late payments, zavo rewards borrowers for their timely repayments and encourages responsible financial behavior. This shift marks a major change in how India approaches loans, making repayments feel less like a burden and more like an opportunity to save and grow.

Kundan Shahi, CEO and Founder of zavo said, “We believe repayment deserves as much innovation as lending. In a country where EMIs from home loans to credit cards are a monthly reality, borrowers deserve more than reminders. EMI Discounting isn’t a token perk, it’s real cashback on the interest you pay for staying disciplined. It’s a first-of-its-kind shift, turning every EMI into an opportunity, not just an obligation.”

zavo’s approach goes beyond traditional lending. While many platforms stop after
disbursing the loan, zavo ensures users stay engaged post-disbursement with gamified incentives, nudges, and rewards that encourage timely repayments and promote better credit behavior.

Zavo, with over 300,000 users, is pioneering RepayTech in India’s financial ecosystem. By rewarding responsible borrowing, zavo helps users save money, improve credit scores, and take control of their finances.

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