GetVantage launches India’s first AI-powered financing platform for MSMEs, commits ₹500 crores to 1000+ businesses in next 12-18 months.

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Getvantage launched GrowthSahay at MumbAI Tech Week 2025, Asia’s largest AI festival, organized by Tech Entrepreneurs Association of Mumbai and the Government of Maharashtra.

GetVantage, which is also the founding member of the Priority Sector Lenders Association of India (PSLAI), is committed to expanding credit access for India’s MSMEs with GrowthSahay that will provide provide instant, seamless access to any form of growth capital to the small and medium businesses.

With GetVantage and PSLAI aiming to double MSME credit access within the next 3–5 years, GrowthSahay platform leverages the advanced framework of OCEN to provide swift, hassle-free, and non-dilutive funding ranging from ₹1 lakh to ₹1 crore.

Designed for GST-registered MSMEs, Growth Sahay offers unsecured working capital financing without collateral.

Growth Sahay has been running in beta for the past six months, during which it successfully facilitated over ₹100 crores in funding to more than 600 MSMEs across India. It plans to facilitate around Rs 500 crore to over 1000 MSMEs in the next 12-18 months.

The platform offers a 100% digital, frictionless experience, ensuring transparency, security, and faster payouts. Businesses can access funding based on their cash flows with disbursements as quick as 72 hours and benefit from follow-on funding through a single application.

Bhavik Vasa, Founder & CEO of GetVantage, shared,
“Our role as a founding member of PSLAI underscores our commitment to India’s MSMEs.
GrowthSahay is purpose-built to address the critical credit gap for over 64 million MSMEs. Whileonly 14% of MSMEs in India have access to credit today, initiatives like Growth Sahay, built on India Stack infrastructure like OCEN, aim to double credit access within the next 3–5 years.”

As a founding member of PSLAI, GetVantage is at the forefront of reshaping the credit landscape for MSMEs. PSLAI unites stakeholders across the credit ecosystem, including fintechs, lenders, and policymakers, with the goal of driving sustainable and inclusive growth in India’s MSME sector.

Sharad Sharma, Co-Founder of iSPIRT Foundation, commented,
“Significant change, not incremental improvements, are essential in this sector and with the right product developments, cash flow-based financing and policy support, credit in this sector could double to nearly Rs 130 trillion in the next few years and achieve 2x growth in the next 3-5 years.”

Jaya Saha, of HutsandLooms, SME from Howrah, West Bengal shared experience,
“Accessing working capital was our biggest challenge. GetVantage has been a game-changer for our business and our artisans, helping us grow 150% QoQ and empowering our community.”

Eligible businesses operating for at least 24 months with a minimum last six months’ average MRR of ₹1 lakh can benefit from flexible loan terms ranging from 3 to 12 months.

The launch of Growth Sahay aligns with the Government of India’s mission to strengthen MSMEs through programs like Pradhan Mantri MUDRA Yojana, Startup India, and others.

By complementing these efforts, Growth Sahay and PSLAI aim to propel the MSME sector toward contributing to a $5 trillion economy by 2025–26.